Cancel Your Credit Cards Before Dying

Discussion About Business & Finance.

Cancel Your Credit Cards Before Dying

Postby admin » Wed Apr 16, 2014 12:40 am

Be sure and cancel your credit cards before you die! This is so priceless .

A lady died this past January, and bank billed her for February and March for their annual service charges on her credit card, and then added late fees and interest on the monthly charge. The balance had been $0.00, is now $60.00.

A family member placed a call to the Bank via their call center:

Family Member:
'I am calling to tell you that she died in January.'

Bank Rep.:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'Maybe, you should turn it over to collections.'

Bank Rep.:
'Since it is two months past due, it already has been.'

Family Member:
So, what will they do when they find out she is dead?'

Bank Rep.:
'Either report her account to the frauds division or report her to The credit bureau, maybe both!'

Family Member:
'Do you think God will be mad at her?'

Bank Rep.:
'Excuse me?'

Family Member:
'Did you just get what I was telling you . . . The part about her Being dead?'

Bank Rep.:
'Sir, you'll have to speak to my supervisor.'

Bank Supervisor Gets On The Phone:
Family Member:
'I'm calling to tell you, she died in January.'

Bank Rep.:
'The account was never closed and the late fees and charges still apply.'

Family Member:
'You mean you want to collect from her estate?'

Bank Rep.:
(Stammer) 'Are you her lawyer?'

Family Member:
'No, I'm her great nephew.' (Lawyer info given)

Bank Rep.:
'Could you fax us a certificate of death?'

Family Member:
'Sure.' ( fax number is given )

After they get the fax:

Bank Rep.:
'Our system just isn't set up for death. I don't know what more I can do to help.'

Family Member:
'Well, if you figure it out, great! If not, you could just keep billing her. I don't think she will care.'

Bank Rep.:
'Well, the late fees and charges do still apply.'

Family Member:
'Would you like her new billing address?'

Bank Rep.:
'That might help.'

Family Member:
'West Park Cemetery, 12 West Park Road, Plot Number 1049, Any City/Town, Any State, Any Zip Code.'

Bank Rep.:
'Sir, that's a cemetery!'

Family Member:
'Well, what the **** do you do with dead people on your planet?'
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